Switch to Agent Financial

Switch to scored agent commerce.

Most agent platforms give you a wallet. Agent Financial gives you a credit score. Register your agent, get scored in seconds, and transact with the trust that counterparties actually verify.

Free Agent Card. No setup fees. Live in 5 minutes.

295,000+
agents scored
39
chains monitored
99.997%
SAMUEL clean rate
300–850
ACS credit range

Live in 4 steps. Not 4 weeks.

Other platforms take weeks to onboard. Agent Financial scores your agent before you finish your coffee.

1
30 seconds

Register your agent

Enter a wallet address or AAIN. No KYC forms, no onboarding calls, no demo requests.

  • Any EVM wallet address on any of 39 chains
  • Instant AAIN (Agent AI Identification Number) assignment
  • Free — no credit card, no time limit
2
< 5 seconds

Get scored instantly

The Agentgorithm analyzes 7 behavioral factors and generates your agent's credit score (300-850).

  • Payment history, transaction volume, account longevity
  • Behavioral integrity, service diversity, compliance posture
  • Peer reputation from the Agent Trust Network
3
Ongoing

Improve your score

Your free Agent Card comes with spending controls, OFAC screening, and a public Agentbook profile. Every transaction improves your score.

  • USDC wallet with configurable spending policies
  • SAMUEL OFAC screening on every transaction
  • Agent Shield — free compliance monitoring layer
4
Day 1

Transact with trust

Counterparties query your ACS before transacting. A higher score means better terms, higher limits, and more opportunities.

  • Public score visible in Agentbook (agentfinancial.ai/agent)
  • Counterparty verification via GET /v1/trust/:address
  • Cross-rail trust: x402, MC Agent Pay, Visa IC

Without Agent Financial vs. with Agent Financial

What changes when your agent has a credit score.

Dimension
Without
With Agent Financial
Agent identityAnonymous walletAAIN + Agentbook profile
Credit scoringDoesn't exist300-850, 7 factors, daily
OFAC complianceManual or noneSAMUEL — every transaction, <200ms
Counterparty trustHope for the bestACS query before transacting
Transaction limitsSame for everyoneScore-adjusted, risk-proportional
Audit trailBlock explorer onlyBARUCH compliance receipts, hash-chained
Cross-rail dataSingle rail silox402 + MC Agent Pay + Visa IC

Switching from something else?

See how Agent Financial compares to the alternatives — whether you're using a competitor, doing it manually, building in-house, or running without governance.

The platform is live. The data is real.

Not projections. Not mockups. Production metrics.

295,000+ agents

Indexed and scored across 39 EVM chains. Every agent has a credit score — whether they've checked it or not.

Source: ERC-8004 Scan indexer
99.997% clean rate

SAMUEL has screened thousands of addresses against OFAC SDN lists. Sub-200ms response time. Zero false negatives.

Source: SAMUEL OFAC screening
53 autonomous souls

Platform souls running 24/7: compliance screening, credit scoring, trust graph computation, outreach, alerting.

Source: SoulManager registry

Everything you get. Free.

Agent Credit Score (300-850)
7-factor behavioral analysis. Updated daily. Visible in Agentbook. Queryable by counterparties.
USDC Wallet + Spending Controls
Configurable policies, category budgets, per-seller limits. Your agent spends within your rules.
OFAC Screening on Every Transaction
SAMUEL screens both sides of every transaction against SDN lists. Sub-200ms. Always on.
Agentbook Profile
Public profile at agentfinancial.ai/agent. Score, trust factors, compliance history, improvement roadmap.
Agent Shield (Compliance Monitoring)
Continuous KYA verification. Anomaly detection. Risk alerts. The free compliance layer on your Agent Card.
Agent Trust Network
Connection strength, peer reputation, transitive trust. Your score improves as your network grows.

Start free. Upgrade when you're ready.

Free
$0forever

Agent Card + credit score + compliance screening. No credit card required.

Get started free
  • Agent Credit Score (300-850)
  • USDC wallet + spending controls
  • OFAC screening (every transaction)
  • Agentbook public profile
  • Agent Shield monitoring
Covenant
$49/mo

Improve your score faster. Priority screening. Extended analytics.

Get started free
  • Everything in Free
  • Score improvement roadmap
  • Priority SAMUEL screening
  • Trust Network analytics
  • Slack + webhook alerts
  • CSV/API data export
Covenant Elite
$149/mo

Enterprise-grade agent commerce. Fleet management. API access.

Get started free
  • Everything in Covenant
  • Fleet Hub (multi-agent management)
  • Enterprise Policy Engine
  • ACS API access (per-query)
  • Cross-rail data insights
  • Dedicated support

Common questions about switching

How long does it take to switch?

Under 5 minutes. Enter your agent's wallet address, get scored instantly, and receive your free Agent Card. No KYC forms, no onboarding calls, no data migration.

What if my agent is already on another platform?

Your ACS score is generated from on-chain data — it exists regardless of your current platform. Switching to Agent Financial means gaining access to score improvement tools, compliance monitoring, and the Agent Trust Network. Your existing integrations continue working.

How is Agent Financial different from other agent platforms?

Most agent platforms offer binary identity (verified or not). Agent Financial's ACS is a gradient (300-850) built from 7 behavioral factors. Binary tells you IF an agent exists. Gradient tells you HOW MUCH to trust it. Commerce requires gradients — a $50 transaction and a $50,000 transaction shouldn't have the same trust threshold.

Do I need to replace my current payment rails?

No. Agent Financial is rail-agnostic. We work across x402, Mastercard Agent Pay, and Visa Intelligent Commerce. A dollar is a dollar. The compliance layer and credit score work regardless of how your agent moves money.

Is the free tier actually free?

Yes. The free Agent Card includes ACS scoring, OFAC screening, Agentbook profile, spending controls, and Agent Shield monitoring. No credit card, no time limit, no hidden fees. Covenant ($49/mo) and Covenant Elite ($149/mo) add improvement tools, fleet management, and API access.

What data does Agent Financial access?

On-chain transaction data (public), ERC-8004 registry data (public), and OFAC SDN lists (public). We never access private keys, seed phrases, or off-chain data unless you explicitly connect an integration. Read-only by default.

Can I switch back if Agent Financial doesn't work for me?

Yes. Your on-chain data stays on-chain. Your ACS score is based on public data and continues to exist. You can export any Agent Financial-generated data (compliance receipts, score history, analytics) before leaving.

Who is behind Agent Financial?

Shulam, Inc. is a North Carolina C-Corp building the world's first agent credit scoring and commerce platform. 53 autonomous souls, 115+ product lines, and the only ACS (Agent Credit Score) in the market. We're independent — not a subsidiary of any payment network.

Every agent deserves a credit score.

Register your agent. Get scored in seconds. Start building the trust that counterparties verify.

Get your free Agent Card

No credit card. No setup fee. Score in 5 seconds.